Amariz Limited specialised insurance for expats

Amariz Limited health insurance is specialised for clients living in France, boasting a fantastic bi-lingual service and very fast claims team. It is also available to residents in the European Economic Area and is underwritten by the world’s specialist insurance market, Lloyd’s of London. Cover is life-long and there are four different plans available to customers.

Gold Health Insurance

Gold health insurance provides you with complete cover for all medical finances should you face illness or be affected by an accident. Benefits of this comprehensive plan include:


  • Routine medical treatment
  • Hearing aids
  • Optical lenses
  • Surgery and hospitalisation costs
  • Daily benefits
  • Orthodontics
  • Dentures
  • Vision correction surgery

Silver Health Insurance

This more affordable option ensures that you are covered for medical expenses when you need it the most, with the exception of meetings with general practitioners or professionals that do not take place as part of a covered in-patient hospitalisation. Some of the benefits of the Silver plan include:

  • Routine medical treatment
  • Hospitalisation expenses
  • Alternative medicines compensated
  • Finances in the instance of birth or adoption
  • Funeral expenses

Hospitalisation Insurance

The hospitalisation insurance is a fantastic option if you are willing to fund some medical treatment yourself. This plan includes total cover if you are hospitalised because of accident or illness and benefits of the insurance plan are:

  • Accommodation expenses
  • Surgery fees
  • Daily benefits if you are hospitalised for 4 or more nights consecutively
  • Medicine
  • Transport
  • Maternity expenses

Top-Up Health Insurance

Also known as the ‘mutuelle’, this insurance plan reimburses any expenses that remain following medical treatment after partial repayment by any other basic health care scheme. This plan includes:

  • Two different levels of cover – classic or luxury
  • Reimbursement for certain treatments that the French Social Security will not cover
  • Optical compensation
  • Dental cover
  • Money for birth or adoption
  • Funeral costs
  • Personal accident cover
  • No need to fill out a medical questionnaire for classic cover

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